Home/Lenders/Coby B.
Coby B.

Coby B.

California, USAMid Valley FinancialMember since 2025
Actively quoting this week
Member since 2025
$10,000 – $20,000,000
Loan size range
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Median response time
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Closed deals
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Deal close rate

Lending preferences

What Coby finances, with the loan programs and amounts per property type.
Retail
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
Fannie Mae DUS Delegated Underwriting & ServicingFreddie Mac Optigo SBL Small Balance LoanHUD Section 223(f)HUD Section 221(d)(4)CMBS Loans / Conduit LoansSBA 7(a)Freddie Mac HUD Section 8 Optigo Targeted Affordable Housing (TAH)SBA 504Conventional - Banks & Credit UnionsDSCR Loans (No-Doc)Bridge LoansHard Money LoansConventional - Hard Money Lendersinterest only
Property useOwner-occupied, Investment
Loan amount
$150,000 – $16,000,000
Office
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
Fannie Mae DUS Delegated Underwriting & ServicingFreddie Mac Optigo SBL Small Balance LoanHUD Section 223(f)HUD Section 221(d)(4)CMBS Loans / Conduit LoansSBA 7(a)Freddie Mac HUD Section 8 Optigo Targeted Affordable Housing (TAH)SBA 504Conventional - Banks & Credit UnionsDSCR Loans (No-Doc)Bridge LoansHard Money LoansConventional - Hard Money Lendersinterest only
Property useOwner-occupied, Investment
Loan amount
$150,000 – $16,000,000
Industrial
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
Fannie Mae DUS Delegated Underwriting & ServicingFreddie Mac Optigo SBL Small Balance LoanHUD Section 223(f)HUD Section 221(d)(4)CMBS Loans / Conduit LoansSBA 7(a)Freddie Mac HUD Section 8 Optigo Targeted Affordable Housing (TAH)SBA 504Conventional - Banks & Credit UnionsDSCR Loans (No-Doc)Bridge LoansHard Money LoansConventional - Hard Money Lendersinterest only
Property useOwner-occupied, Investment
Loan amount
$150,000 – $16,000,000
Mixed Use
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
Fannie Mae DUS Delegated Underwriting & ServicingFreddie Mac Optigo SBL Small Balance LoanHUD Section 223(f)HUD Section 221(d)(4)CMBS Loans / Conduit LoansSBA 7(a)Freddie Mac HUD Section 8 Optigo Targeted Affordable Housing (TAH)SBA 504Conventional - Banks & Credit UnionsDSCR Loans (No-Doc)Bridge LoansHard Money LoansConventional - Hard Money Lendersinterest only
Property useOwner-occupied, Investment
Loan amount
$150,000 – $16,000,000
Land
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
Fannie Mae DUS Delegated Underwriting & ServicingFreddie Mac Optigo SBL Small Balance LoanHUD Section 223(f)HUD Section 221(d)(4)CMBS Loans / Conduit LoansSBA 7(a)Freddie Mac HUD Section 8 Optigo Targeted Affordable Housing (TAH)SBA 504Conventional - Banks & Credit UnionsDSCR Loans (No-Doc)Bridge LoansHard Money LoansConventional - Hard Money Lendersinterest only
Property useOwner-occupied, Investment
Loan amount
$150,000 – $16,000,000
Multifamily (5+ Units)
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
Fannie Mae DUS Delegated Underwriting & ServicingFreddie Mac Optigo SBL Small Balance LoanHUD Section 223(f)HUD Section 221(d)(4)CMBS Loans / Conduit LoansSBA 7(a)Freddie Mac HUD Section 8 Optigo Targeted Affordable Housing (TAH)SBA 504Conventional - Banks & Credit UnionsDSCR Loans (No-Doc)Bridge LoansHard Money LoansConventional - Hard Money Lendersinterest only
Property useOwner-occupied, Investment
Loan amount
$150,000 – $16,000,000
Hospitality
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
Fannie Mae DUS Delegated Underwriting & ServicingFreddie Mac Optigo SBL Small Balance LoanHUD Section 223(f)HUD Section 221(d)(4)CMBS Loans / Conduit LoansSBA 7(a)Freddie Mac HUD Section 8 Optigo Targeted Affordable Housing (TAH)SBA 504Conventional - Banks & Credit UnionsDSCR Loans (No-Doc)Bridge LoansHard Money LoansConventional - Hard Money Lendersinterest only
Property useOwner-occupied, Investment
Loan amount
$150,000 – $16,000,000
Multifamily (1-4 Units)
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
Fannie Mae DUS Delegated Underwriting & ServicingFreddie Mac Optigo SBL Small Balance LoanHUD Section 223(f)HUD Section 221(d)(4)CMBS Loans / Conduit LoansSBA 7(a)Freddie Mac HUD Section 8 Optigo Targeted Affordable Housing (TAH)SBA 504Conventional - Banks & Credit UnionsDSCR Loans (No-Doc)Bridge LoansHard Money LoansConventional - Hard Money Lendersinterest only
Property useOwner-occupied, Investment
Loan amount
$150,000 – $16,000,000
Hotel
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
Fannie Mae DUS Delegated Underwriting & ServicingFreddie Mac Optigo SBL Small Balance LoanHUD Section 223(f)HUD Section 221(d)(4)CMBS Loans / Conduit LoansSBA 7(a)Freddie Mac HUD Section 8 Optigo Targeted Affordable Housing (TAH)SBA 504Conventional - Banks & Credit UnionsDSCR Loans (No-Doc)Bridge LoansHard Money LoansConventional - Hard Money Lendersinterest only
Property useOwner-occupied, Investment
Loan amount
$150,000 – $16,000,000
Gas Station
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
Fannie Mae DUS Delegated Underwriting & ServicingFreddie Mac Optigo SBL Small Balance LoanHUD Section 223(f)HUD Section 221(d)(4)CMBS Loans / Conduit LoansSBA 7(a)Freddie Mac HUD Section 8 Optigo Targeted Affordable Housing (TAH)SBA 504Conventional - Banks & Credit UnionsDSCR Loans (No-Doc)Bridge LoansHard Money LoansConventional - Hard Money Lendersinterest only
Property useOwner-occupied, Investment
Loan amount
$150,000 – $16,000,000
Franchise
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
Fannie Mae DUS Delegated Underwriting & ServicingFreddie Mac Optigo SBL Small Balance LoanHUD Section 223(f)HUD Section 221(d)(4)CMBS Loans / Conduit LoansSBA 7(a)Freddie Mac HUD Section 8 Optigo Targeted Affordable Housing (TAH)SBA 504Conventional - Banks & Credit UnionsDSCR Loans (No-Doc)Bridge LoansHard Money LoansConventional - Hard Money Lendersinterest only
Property useOwner-occupied, Investment
Loan amount
$150,000 – $16,000,000
Restaurant
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
Fannie Mae DUS Delegated Underwriting & ServicingFreddie Mac Optigo SBL Small Balance LoanHUD Section 223(f)HUD Section 221(d)(4)CMBS Loans / Conduit LoansSBA 7(a)Freddie Mac HUD Section 8 Optigo Targeted Affordable Housing (TAH)SBA 504Conventional - Banks & Credit UnionsDSCR Loans (No-Doc)Bridge LoansHard Money LoansConventional - Hard Money Lendersinterest only
Property useOwner-occupied, Investment
Loan amount
$150,000 – $16,000,000
1-4 unit residential
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
Fannie Mae DUS Delegated Underwriting & ServicingFreddie Mac Optigo SBL Small Balance LoanHUD Section 223(f)HUD Section 221(d)(4)CMBS Loans / Conduit LoansSBA 7(a)Freddie Mac HUD Section 8 Optigo Targeted Affordable Housing (TAH)SBA 504Conventional - Banks & Credit UnionsDSCR Loans (No-Doc)Bridge LoansHard Money LoansConventional - Hard Money Lendersinterest only
Property useOwner-occupied, Investment
Loan amount
$150,000 – $16,000,000
Any Asset Class
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
Fannie Mae DUS Delegated Underwriting & ServicingFreddie Mac Optigo SBL Small Balance LoanHUD Section 223(f)HUD Section 221(d)(4)CMBS Loans / Conduit LoansSBA 7(a)Freddie Mac HUD Section 8 Optigo Targeted Affordable Housing (TAH)SBA 504Conventional - Banks & Credit UnionsDSCR Loans (No-Doc)Bridge LoansHard Money LoansConventional - Hard Money Lendersinterest only
Property useOwner-occupied, Investment
Loan amount
$150,000 – $16,000,000
All Asset Types
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
Fannie Mae DUS Delegated Underwriting & ServicingFreddie Mac Optigo SBL Small Balance LoanHUD Section 223(f)HUD Section 221(d)(4)CMBS Loans / Conduit LoansSBA 7(a)Freddie Mac HUD Section 8 Optigo Targeted Affordable Housing (TAH)SBA 504Conventional - Banks & Credit UnionsDSCR Loans (No-Doc)Bridge LoansHard Money LoansConventional - Hard Money Lendersinterest only
Property useOwner-occupied, Investment
Loan amount
$150,000 – $16,000,000
All Property Types
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
Fannie Mae DUS Delegated Underwriting & ServicingFreddie Mac Optigo SBL Small Balance LoanHUD Section 223(f)HUD Section 221(d)(4)CMBS Loans / Conduit LoansSBA 7(a)Freddie Mac HUD Section 8 Optigo Targeted Affordable Housing (TAH)SBA 504Conventional - Banks & Credit UnionsDSCR Loans (No-Doc)Bridge LoansHard Money LoansConventional - Hard Money Lendersinterest only
Property useOwner-occupied, Investment
Loan amount
$150,000 – $16,000,000
Residential
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
Fannie Mae DUS Delegated Underwriting & ServicingFreddie Mac Optigo SBL Small Balance LoanHUD Section 223(f)HUD Section 221(d)(4)CMBS Loans / Conduit LoansSBA 7(a)Freddie Mac HUD Section 8 Optigo Targeted Affordable Housing (TAH)SBA 504Conventional - Banks & Credit UnionsDSCR Loans (No-Doc)Bridge LoansHard Money LoansConventional - Hard Money Lendersinterest only
Property useOwner-occupied, Investment
Loan amount
$150,000 – $16,000,000
Commercial
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
Fannie Mae DUS Delegated Underwriting & ServicingFreddie Mac Optigo SBL Small Balance LoanHUD Section 223(f)HUD Section 221(d)(4)CMBS Loans / Conduit LoansSBA 7(a)Freddie Mac HUD Section 8 Optigo Targeted Affordable Housing (TAH)SBA 504Conventional - Banks & Credit UnionsDSCR Loans (No-Doc)Bridge LoansHard Money LoansConventional - Hard Money Lendersinterest only
Property useOwner-occupied, Investment
Loan amount
$150,000 – $16,000,000
Residential
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
Fannie Mae DUS Delegated Underwriting & ServicingFreddie Mac Optigo SBL Small Balance LoanHUD Section 223(f)HUD Section 221(d)(4)CMBS Loans / Conduit LoansSBA 7(a)Freddie Mac HUD Section 8 Optigo Targeted Affordable Housing (TAH)SBA 504Conventional - Banks & Credit UnionsDSCR Loans (No-Doc)Bridge LoansHard Money LoansConventional - Hard Money Lendersinterest only
Property useOwner-occupied, Investment
Loan amount
$150,000 – $16,000,000
Commercial
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
Fannie Mae DUS Delegated Underwriting & ServicingFreddie Mac Optigo SBL Small Balance LoanHUD Section 223(f)HUD Section 221(d)(4)CMBS Loans / Conduit LoansSBA 7(a)Freddie Mac HUD Section 8 Optigo Targeted Affordable Housing (TAH)SBA 504Conventional - Banks & Credit UnionsDSCR Loans (No-Doc)Bridge LoansHard Money LoansConventional - Hard Money Lendersinterest only
Property useOwner-occupied, Investment
Loan amount
$150,000 – $16,000,000
Multi-Family
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
Fannie Mae DUS Delegated Underwriting & ServicingFreddie Mac Optigo SBL Small Balance LoanHUD Section 223(f)HUD Section 221(d)(4)CMBS Loans / Conduit LoansSBA 7(a)Freddie Mac HUD Section 8 Optigo Targeted Affordable Housing (TAH)SBA 504Conventional - Banks & Credit UnionsDSCR Loans (No-Doc)Bridge LoansHard Money LoansConventional - Hard Money Lendersinterest only
Property useOwner-occupied, Investment
Loan amount
$150,000 – $16,000,000
Single Family
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
Fannie Mae DUS Delegated Underwriting & ServicingFreddie Mac Optigo SBL Small Balance LoanHUD Section 223(f)HUD Section 221(d)(4)CMBS Loans / Conduit LoansSBA 7(a)Freddie Mac HUD Section 8 Optigo Targeted Affordable Housing (TAH)SBA 504Conventional - Banks & Credit UnionsDSCR Loans (No-Doc)Bridge LoansHard Money LoansConventional - Hard Money Lendersinterest only
Property useOwner-occupied, Investment
Loan amount
$150,000 – $16,000,000
Construction
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
Fannie Mae DUS Delegated Underwriting & ServicingFreddie Mac Optigo SBL Small Balance LoanHUD Section 223(f)HUD Section 221(d)(4)CMBS Loans / Conduit LoansSBA 7(a)Freddie Mac HUD Section 8 Optigo Targeted Affordable Housing (TAH)SBA 504Conventional - Banks & Credit UnionsDSCR Loans (No-Doc)Bridge LoansHard Money LoansConventional - Hard Money Lendersinterest only
Property useOwner-occupied, Investment
Loan amount
$150,000 – $16,000,000
Agricultural
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
Fannie Mae DUS Delegated Underwriting & ServicingFreddie Mac Optigo SBL Small Balance LoanHUD Section 223(f)HUD Section 221(d)(4)CMBS Loans / Conduit LoansSBA 7(a)Freddie Mac HUD Section 8 Optigo Targeted Affordable Housing (TAH)SBA 504Conventional - Banks & Credit UnionsDSCR Loans (No-Doc)Bridge LoansHard Money LoansConventional - Hard Money Lendersinterest only
Property useOwner-occupied, Investment
Loan amount
$150,000 – $16,000,000
All Property Types 123
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
Fannie Mae DUS Delegated Underwriting & ServicingFreddie Mac Optigo SBL Small Balance LoanHUD Section 223(f)HUD Section 221(d)(4)CMBS Loans / Conduit LoansSBA 7(a)Freddie Mac HUD Section 8 Optigo Targeted Affordable Housing (TAH)SBA 504Conventional - Banks & Credit UnionsDSCR Loans (No-Doc)Bridge LoansHard Money LoansConventional - Hard Money Lendersinterest only
Property useOwner-occupied, Investment
Loan amount
$150,000 – $16,000,000
Industrial
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
DSCR Loans (No-Doc)Bridge LoansHard Money LoansConventional - Hard Money Lendersinterest only
Property useNon-owner occupied, Owner occupied, Investment, Owner-occupied
Loan amount
$50,000 – $16,000,000
Residential
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
DSCR Loans (No-Doc)Bridge LoansHard Money LoansConventional - Hard Money Lendersinterest only
Property useNon-owner occupied, Owner occupied, Investment, Owner-occupied
Loan amount
$50,000 – $16,000,000
Commercial
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
DSCR Loans (No-Doc)Bridge LoansHard Money LoansConventional - Hard Money Lendersinterest only
Property useNon-owner occupied, Owner occupied, Investment, Owner-occupied
Loan amount
$50,000 – $16,000,000
Agriculture
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
DSCR Loans (No-Doc)Bridge LoansHard Money LoansConventional - Hard Money Lendersinterest only
Property useNon-owner occupied, Owner occupied, Investment, Owner-occupied
Loan amount
$50,000 – $16,000,000
Raw Land
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
DSCR Loans (No-Doc)Bridge LoansHard Money LoansConventional - Hard Money Lendersinterest only
Property useNon-owner occupied, Owner occupied, Investment, Owner-occupied
Loan amount
$50,000 – $16,000,000
Retail
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
Conventional - Banks & Credit UnionsDSCR Loans (No-Doc)Bridge LoansHard Money LoansConventional - Hard Money Lendersinterest only
Property useInvestment, Owner-occupied
Loan amount
$50,000 – $20,000,000
Office
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
Conventional - Banks & Credit UnionsDSCR Loans (No-Doc)Bridge LoansHard Money LoansConventional - Hard Money Lendersinterest only
Property useInvestment, Owner-occupied
Loan amount
$50,000 – $20,000,000
Multifamily (5+ Units)
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
Conventional - Banks & Credit UnionsDSCR Loans (No-Doc)Bridge LoansHard Money LoansConventional - Hard Money Lendersinterest only
Property useInvestment, Owner-occupied
Loan amount
$50,000 – $20,000,000
Multifamily (1-4 Units)
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
Conventional - Banks & Credit UnionsDSCR Loans (No-Doc)Bridge LoansHard Money LoansConventional - Hard Money Lendersinterest only
Property useInvestment, Owner-occupied
Loan amount
$50,000 – $20,000,000
Mixed Use
Programs & terms below
Loan types
Construction
Programs
DSCR Loans (No-Doc)Bridge LoansHard Money LoansConventional - Hard Money Lendersinterest only
Property useInvestment
Loan amount
$10,000 – $20,000,000
Hospitality
Programs & terms below
Loan types
Construction
Programs
DSCR Loans (No-Doc)Bridge LoansHard Money LoansConventional - Hard Money Lendersinterest only
Property useInvestment
Loan amount
$10,000 – $20,000,000
Special Purpose
Programs & terms below
Loan types
Construction
Programs
DSCR Loans (No-Doc)Bridge LoansHard Money LoansConventional - Hard Money Lendersinterest only
Property useInvestment
Loan amount
$10,000 – $20,000,000
Land
Programs & terms below
Loan types
Construction
Programs
DSCR Loans (No-Doc)Bridge LoansHard Money LoansConventional - Hard Money Lendersinterest only
Property useInvestment
Loan amount
$10,000 – $20,000,000
Commercial
Programs & terms below
Loan types
Construction
Programs
DSCR Loans (No-Doc)Bridge LoansHard Money LoansConventional - Hard Money Lendersinterest only
Property useInvestment
Loan amount
$10,000 – $20,000,000
Occupancy thresholds, max LTV & borrower-experience requirements are shared during the quote process — they depend on deal-specific underwriting.

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Coby B.
Coby B.
Quoting actively · Send your deal to get a quote
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Coby B. — CRE Lender in California, USA | Finance Lobby