Home/Lenders/Gail M.

Gail M.

Niceville, FL, USAThe First BankMember since 2021
Member since 2021
– $199,000,000
Loan size range
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Median response time
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Closed deals
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Deal close rate

Lending preferences

What Gail finances, with the loan programs and amounts per property type.
Retail
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
Fannie Mae DUS Delegated Underwriting & ServicingFreddie Mac Optigo SBL Small Balance LoanHUD Section 223(f)HUD Section 221(d)(4)CMBS Loans / Conduit LoansSBA 7(a)Freddie Mac HUD Section 8 Optigo Targeted Affordable Housing (TAH)SBA 504Conventional - Banks & Credit UnionsConventional - Hard Money Lenders
Property useInvestment, Owner-occupied
Loan amount
Up to $199,000,000
Office
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
Fannie Mae DUS Delegated Underwriting & ServicingFreddie Mac Optigo SBL Small Balance LoanHUD Section 223(f)HUD Section 221(d)(4)CMBS Loans / Conduit LoansSBA 7(a)Freddie Mac HUD Section 8 Optigo Targeted Affordable Housing (TAH)SBA 504Conventional - Banks & Credit UnionsConventional - Hard Money Lenders
Property useInvestment, Owner-occupied
Loan amount
Up to $199,000,000
Industrial
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
Fannie Mae DUS Delegated Underwriting & ServicingFreddie Mac Optigo SBL Small Balance LoanHUD Section 223(f)HUD Section 221(d)(4)CMBS Loans / Conduit LoansSBA 7(a)Freddie Mac HUD Section 8 Optigo Targeted Affordable Housing (TAH)SBA 504Conventional - Banks & Credit UnionsConventional - Hard Money Lenders
Property useInvestment, Owner-occupied
Loan amount
Up to $199,000,000
Mixed Use
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
Fannie Mae DUS Delegated Underwriting & ServicingFreddie Mac Optigo SBL Small Balance LoanHUD Section 223(f)HUD Section 221(d)(4)CMBS Loans / Conduit LoansSBA 7(a)Freddie Mac HUD Section 8 Optigo Targeted Affordable Housing (TAH)SBA 504Conventional - Banks & Credit UnionsConventional - Hard Money Lenders
Property useInvestment, Owner-occupied
Loan amount
Up to $199,000,000
Land
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
Fannie Mae DUS Delegated Underwriting & ServicingFreddie Mac Optigo SBL Small Balance LoanHUD Section 223(f)HUD Section 221(d)(4)CMBS Loans / Conduit LoansSBA 7(a)Freddie Mac HUD Section 8 Optigo Targeted Affordable Housing (TAH)SBA 504Conventional - Banks & Credit UnionsConventional - Hard Money Lenders
Property useInvestment, Owner-occupied
Loan amount
Up to $199,000,000
Multifamily (5+ Units)
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
Fannie Mae DUS Delegated Underwriting & ServicingFreddie Mac Optigo SBL Small Balance LoanHUD Section 223(f)HUD Section 221(d)(4)CMBS Loans / Conduit LoansSBA 7(a)Freddie Mac HUD Section 8 Optigo Targeted Affordable Housing (TAH)SBA 504Conventional - Banks & Credit UnionsConventional - Hard Money Lenders
Property useInvestment, Owner-occupied
Loan amount
Up to $199,000,000
Hospitality
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
Fannie Mae DUS Delegated Underwriting & ServicingFreddie Mac Optigo SBL Small Balance LoanHUD Section 223(f)HUD Section 221(d)(4)CMBS Loans / Conduit LoansSBA 7(a)Freddie Mac HUD Section 8 Optigo Targeted Affordable Housing (TAH)SBA 504Conventional - Banks & Credit UnionsConventional - Hard Money Lenders
Property useInvestment, Owner-occupied
Loan amount
Up to $199,000,000
Special Purpose
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
Fannie Mae DUS Delegated Underwriting & ServicingFreddie Mac Optigo SBL Small Balance LoanHUD Section 223(f)HUD Section 221(d)(4)CMBS Loans / Conduit LoansSBA 7(a)Freddie Mac HUD Section 8 Optigo Targeted Affordable Housing (TAH)SBA 504Conventional - Banks & Credit UnionsConventional - Hard Money Lenders
Property useInvestment, Owner-occupied
Loan amount
Up to $199,000,000
Multifamily (1-4 Units)
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
Fannie Mae DUS Delegated Underwriting & ServicingFreddie Mac Optigo SBL Small Balance LoanHUD Section 223(f)HUD Section 221(d)(4)CMBS Loans / Conduit LoansSBA 7(a)Freddie Mac HUD Section 8 Optigo Targeted Affordable Housing (TAH)SBA 504Conventional - Banks & Credit UnionsConventional - Hard Money Lenders
Property useInvestment, Owner-occupied
Loan amount
Up to $199,000,000
Office
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
Fannie Mae DUS Delegated Underwriting & ServicingFreddie Mac Optigo SBL Small Balance LoanHUD Section 223(f)HUD Section 221(d)(4)CMBS Loans / Conduit LoansSBA 7(a)Freddie Mac HUD Section 8 Optigo Targeted Affordable Housing (TAH)SBA 504Conventional - Banks & Credit UnionsConventional - Hard Money Lenders
Property useInvestment, Owner-occupied
Loan amount
Up to $199,000,000
Industrial
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
Fannie Mae DUS Delegated Underwriting & ServicingFreddie Mac Optigo SBL Small Balance LoanHUD Section 223(f)HUD Section 221(d)(4)CMBS Loans / Conduit LoansSBA 7(a)Freddie Mac HUD Section 8 Optigo Targeted Affordable Housing (TAH)SBA 504Conventional - Banks & Credit UnionsConventional - Hard Money Lenders
Property useInvestment, Owner-occupied
Loan amount
Up to $199,000,000
Mixed Use
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
Fannie Mae DUS Delegated Underwriting & ServicingFreddie Mac Optigo SBL Small Balance LoanHUD Section 223(f)HUD Section 221(d)(4)CMBS Loans / Conduit LoansSBA 7(a)Freddie Mac HUD Section 8 Optigo Targeted Affordable Housing (TAH)SBA 504Conventional - Banks & Credit UnionsConventional - Hard Money Lenders
Property useInvestment, Owner-occupied
Loan amount
Up to $199,000,000
Land
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
Fannie Mae DUS Delegated Underwriting & ServicingFreddie Mac Optigo SBL Small Balance LoanHUD Section 223(f)HUD Section 221(d)(4)CMBS Loans / Conduit LoansSBA 7(a)Freddie Mac HUD Section 8 Optigo Targeted Affordable Housing (TAH)SBA 504Conventional - Banks & Credit UnionsConventional - Hard Money Lenders
Property useInvestment, Owner-occupied
Loan amount
Up to $199,000,000
Multifamily (5+ Units)
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
Fannie Mae DUS Delegated Underwriting & ServicingFreddie Mac Optigo SBL Small Balance LoanHUD Section 223(f)HUD Section 221(d)(4)CMBS Loans / Conduit LoansSBA 7(a)Freddie Mac HUD Section 8 Optigo Targeted Affordable Housing (TAH)SBA 504Conventional - Banks & Credit UnionsConventional - Hard Money Lenders
Property useInvestment, Owner-occupied
Loan amount
Up to $199,000,000
Multifamily (1-4 Units)
Programs & terms below
Loan types
PurchaseRefinanceConstruction
Programs
Fannie Mae DUS Delegated Underwriting & ServicingFreddie Mac Optigo SBL Small Balance LoanHUD Section 223(f)HUD Section 221(d)(4)CMBS Loans / Conduit LoansSBA 7(a)Freddie Mac HUD Section 8 Optigo Targeted Affordable Housing (TAH)SBA 504Conventional - Banks & Credit UnionsConventional - Hard Money Lenders
Property useInvestment, Owner-occupied
Loan amount
Up to $199,000,000
Occupancy thresholds, max LTV & borrower-experience requirements are shared during the quote process — they depend on deal-specific underwriting.

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Gail M. — CRE Lender in Niceville, FL, USA | Finance Lobby