What Should You Look for in a CRE Lender?

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Not all commercial property lenders are created equally — some offer standard federal or state loan programs, others have programs designed for specific property types or client demographics, and rates vary. When refinancing, you'll have options including private money lenders, credit unions, and banks. Factors to keep in mind: Loan size Property location and type Your borrowing history Your net worth Liquidity Big CRE lenders may have more marketing budget, but it's the mortgage terms that count, small commercial property lenders can sometimes negotiate more flexible terms than larger institutions.