{
  "ucp": {
    "version": "2026-08-25",
    "services": {
      "com.financelobby.rest-api": {
        "version": "2026-08-25",
        "spec": "https://financelobby.com/.well-known/openapi.json",
        "transport": "rest",
        "schema": "https://financelobby.com/.well-known/openapi.json",
        "endpoint": "https://api.financelobby.com"
      },
      "com.financelobby.mcp-server": {
        "version": "2026-08-25",
        "spec": "https://financelobby.com/.well-known/mcp/server-card.json",
        "transport": "mcp",
        "schema": "https://financelobby.com/.well-known/mcp/server-card.json",
        "endpoint": "https://financelobby.com/api/mcp"
      }
    },
    "capabilities": {
      "com.financelobby.lender-directory": {
        "version": "2026-08-25",
        "spec": "https://financelobby.com/.well-known/agent-skills/lender-search/SKILL.md",
        "schema": "https://financelobby.com/.well-known/openapi.json"
      },
      "com.financelobby.open-deals": {
        "version": "2026-08-25",
        "spec": "https://financelobby.com/.well-known/agent-skills/open-deals/SKILL.md",
        "schema": "https://financelobby.com/.well-known/openapi.json"
      },
      "com.financelobby.benchmark-rates": {
        "version": "2026-08-25",
        "spec": "https://financelobby.com/.well-known/agent-skills/benchmark-rates/SKILL.md",
        "schema": "https://financelobby.com/.well-known/openapi.json"
      },
      "com.financelobby.deal-analysis": {
        "version": "2026-08-25",
        "spec": "https://financelobby.com/.well-known/agent-skills/deal-analysis/SKILL.md",
        "schema": "https://financelobby.com/.well-known/openapi.json"
      }
    },
    "payment_handlers": {
      "com.financelobby.stripe-subscription": {
        "version": "2026-08-25",
        "processor": "stripe",
        "spec": "https://financelobby.com/.well-known/agent-skills/agent-payments/SKILL.md",
        "schema": "https://financelobby.com/.well-known/openapi.json",
        "methods": [
          "card"
        ],
        "metered": false,
        "endpoint": "https://api.financelobby.com/api/agent/payment/subscription-link",
        "description": "Subscriptions are purchased through Stripe. POST /api/agent/payment/subscription-link returns a Stripe-hosted payment link for the person to complete, so card details never reach the agent. Finance Lobby accepts no other processor, and there is no per-call metering: the public APIs are free and lenders are never charged."
      }
    }
  },
  "protocol_version": "2026-08-25",
  "services": {
    "com.financelobby.rest-api": {
      "version": "2026-08-25",
      "spec": "https://financelobby.com/.well-known/openapi.json",
      "transport": "rest",
      "schema": "https://financelobby.com/.well-known/openapi.json",
      "endpoint": "https://api.financelobby.com"
    },
    "com.financelobby.mcp-server": {
      "version": "2026-08-25",
      "spec": "https://financelobby.com/.well-known/mcp/server-card.json",
      "transport": "mcp",
      "schema": "https://financelobby.com/.well-known/mcp/server-card.json",
      "endpoint": "https://financelobby.com/api/mcp"
    }
  },
  "capabilities": {
    "com.financelobby.lender-directory": {
      "version": "2026-08-25",
      "spec": "https://financelobby.com/.well-known/agent-skills/lender-search/SKILL.md",
      "schema": "https://financelobby.com/.well-known/openapi.json"
    },
    "com.financelobby.open-deals": {
      "version": "2026-08-25",
      "spec": "https://financelobby.com/.well-known/agent-skills/open-deals/SKILL.md",
      "schema": "https://financelobby.com/.well-known/openapi.json"
    },
    "com.financelobby.benchmark-rates": {
      "version": "2026-08-25",
      "spec": "https://financelobby.com/.well-known/agent-skills/benchmark-rates/SKILL.md",
      "schema": "https://financelobby.com/.well-known/openapi.json"
    },
    "com.financelobby.deal-analysis": {
      "version": "2026-08-25",
      "spec": "https://financelobby.com/.well-known/agent-skills/deal-analysis/SKILL.md",
      "schema": "https://financelobby.com/.well-known/openapi.json"
    }
  },
  "endpoints": [
    "https://api.financelobby.com",
    "https://financelobby.com/api/mcp"
  ]
}